The mission of P20 is to make Payments Accessible, Affordable and Secure for All. We are dedicated to systemic stability and collaborative change

The P20 was conceived in Atlanta and born at a meeting in London between the American Transaction Processors Coalition (ATPC) that represents the interests of over 100 Fintech and Payments industry businesses in Georgia’s “Transaction Alley” and representatives from
the UK Payments industry, government, and regulators.

P20 is a direct response to the ever-increasing need for greater regulatory clarity, consumer security and collaborative innovation as it applies to the payments industry and related aspects of FinTech. The P20 will serve as a forum for thought leadership and action, along with best practices across many areas including regulatory and compliance frameworks, and pressing issues like cybersecurity, innovation and maximising the potential of FinTech to tackle financial exclusion in developing economies around the world. The P20 Annual Meeting will rotate between London and Atlanta.


P20 represents the global payments industry and vows to serve the greater community. 

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West Richards
Founder, P20

H. West Richards has spent the last 25 years of his diverse career in both the public and private sector.  His public-sector experience includes seven years on Capitol Hill in the U.S. House of Representatives, serving in such capacities as Legislative Director, Press Secretary and Chief of Staff. Mr. Richards also had oversight responsibilities in what is now the House Committee on Transportation and Infrastructure. In 1990, Mr. Richards was the youngest Chief of Staff in the U.S. House of Representatives. He was also the youngest person to have direct oversight responsibilities for a House Subcommittee.
In 1997 Mr. Richards went to work for the Law Firm of Troutman Sanders, LLP to create the first Internet Trade Association based in Georgia (2nd in the nation). In this role as Executive Director of the Georgia e-Commerce Association (GECA), he pioneered the largest statewide public/private Internet lobby in the U.S. and helped to develop Internet e-Commerce regulation that was eventually adopted not only by the State of Georgia but also by the federal government. 
In early 2014 Mr. Richards co-founded the American Transaction Processors Coalition with the prestigious Washington, DC based law firm Hunton & Williams, LLP. The mission of the Coalition is to Protect, Preserve and Promote the interests and advancement of the Transaction Processing industry. This also includes working with both the private and public sector to create economic development opportunities for the industry which has a high concentration of enterprises in Georgia. Mr. Richards is responsible for Federal, State & Local Government Relations, Public Affairs, Community Affairs, University Relations and Economic Development. The ATPC is headquartered in Atlanta with offices in Washington, DC.

 Peter Radcliffe, P20 Executive Chairman

Peter Radcliffe
Executive Chairman, P20

Peter brings decades of payments and banking experience to establishing P20. He has served as a senior executive with Lloyds Bank, Abbey National [now Santander], First Data Corp and NCR.  He has also been on the main board of both The London Stock Exchange and NASDAQ listed mobile payments [Monitise] and treasury management [Fundtech] companies. Over the years he has served on the boards of APACS [now UKPA], Bacs, Link, MasterCard UK, Visa UK, EuroCard. A serial entrepreneur aligned to the London Business School and a former President of their Enterprise 100 Club. His present active businesses include a leading cashback and coupon business in India, CashKaro, and the climate risk management company Acclimatise.

In addition he chairs a fund facilitating Tech Spin-outs from UCL, Kings and St Mary’s London Universities. He is a Fellow of the Chartered Institute of Bankers and a Global Ambassador of Innovate Finance.

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Eileen Nubhut
Vice President, P20

Eileen has worked in business development for a variety of companies both in London and Atlanta. With a background that includes client development and engagement, sales to Fortune 500 Companies as well as strategic planning, she brings extensive experience in leveraging resources and relationships to effect industry change and innovation. She has worked directly with senior executives managing projects including: Setting strategy and execution, resource modulation and management, event planning and performance and board of director functions. She possesses a unique ability to manage, coordinate and execute important projects amongst diverse (industry/ government) stakeholder groups.

Eileen is a passionate, strong business leader and visionary who can motivate an entire organization with new business development and marketing while remaining focused on bottom line expense. Eileen gained her BA from Vanderbilt University and has a degree in contemporary art from Christies Education, London.

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Michael Wasserfuhr
Finance Director, P20

Michael Wasserfuhr brings over 15 years of international C-Level financial experience to his role as Vesta’s senior vice president and chief financial officer. Before joining Vesta, he held similar senior executive positions at Worldpay, Ingenico North America, Putzmeister America, and TUV Rheinland of North America.

A resident of Atlanta, Michael is actively involved in the American Transaction Processors Coalition, the industry group representing Georgia’s payment processing companies, and serves as a board member of the Technology Association of Georgia FinTech Society. Wasserfuhr holds an MBA and a PhD in business administration from Justus-Liebig-Universität Giessen and is a Certified Public Accountant.